Holiday Closure Notice:

In observance of Independence Day, Farmers & Merchants State Bank will be closed on Saturday, July 4, 2026. Remember, you can manage your accounts anytime with the F&M Mobile App or Online Banking—available 24/7. We wish you a safe and happy 4th!

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Tag: mortgage

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Buying a Home In 2025: Everything You Need to Know

Dreaming of buying a home in 2025? From budgeting and making offers to understanding escrow (what is escrow anyway?), our latest guide breaks it all down.

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escrow, HELOC, home, home equity, mortgage

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How Local Lenders Support First-Time Homebuyers in Lake Mills

Are you a first-time homebuyer in Lake Mills, WI? If so, keep reading to learn more about the first-time homebuying process, essential tips to follow, and discover how Farmers & Merchants State Bank’s local lending expertise can help.

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first-time homebuyer, homebuyers, lake mills, lenders, local, mortgage

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