Welcome to Farmers & Merchants State Bank

Today’s Rates 

Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.125% 3.183% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.875% 2.957% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.375% 2.479% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.375% 2.528% 0%

 

Home Equity

2.39% Home Equity Line of Credit
Rate APR Points
2.390% 2.390% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
1.100% 3.252% 0%

 

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Assumptions: The above rates assume you are purchasing a property, with a loan amount of $150,000 and an estimated property value of $250,000. The assumed credit score is 740.

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gREAT hOME rATES!

30 Yr Fixed
Rate APR Points
3.125% 3.183% 0%
20 Yr Fixed
Rate APR Points
2.875% 2.957% 0%
15 Yr Fixed
Rate APR Points
2.375% 2.479% 0%
10 Yr Fixed
Rate APR Points
2.375% 2.528% 0%

See Assumptions

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