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  • The time is NOW for great home loan rates!

    The time is NOW for great home loan rates!

    Act NOW while rates have dropped!

    APPLY NOW!
  • It's a recession proof paycheck!

    It's a recession proof paycheck!

    POCKET MONEY CD

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  • You Have Dreams. We Can Help.

    You Have Dreams. We Can Help.

    Fill out our personal loan application to help finance your dreams.

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  • Use Your Home Equity Now!

    Use Your Home Equity Now!

    Rates as low as 2.75% APR*

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Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.572% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.375% 3.475% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.875% 3.003% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.875% 3.061% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.750% 2.750% 0%

 

Apply Now

Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.

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The time is now for great

home loan rates!

Act NOW while rates have dropped!

Call 1-888-478-2181 or APPLY NOW!

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