Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.750% 3.823% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.601% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.000% 3.128% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.000% 3.186% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.390% 2.390% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
2.000% 3.598% 0%

 

Apply Now

Assumptions: The above rates assume you are purchasing a property, with a loan amount of $150,000 and an estimated property value of $250,000. The assumed credit score is 740.

Close

GREAT HOME
EQUITY RATES!

Rate APR Points
2.390% 2.390% 0%
Apply Now

Don't show again, close and continue »