Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.875% 3.936% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.625% 3.709% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.125% 3.232% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.125% 3.280% 0%

 

Home Equity

2.39% Home Equity Line of Credit
Rate APR Points
2.390% 2.390% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
1.100% 2.164% 0%

 

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Assumptions: The above rates assume you are purchasing a property, with a loan amount of $150,000 and an estimated property value of $250,000. The assumed credit score is 740.

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YEAR END 2016!

The last banking transactions of 2016 will post on Friday, December 30, 2016.  We are open Saturday, December 31, 2016 but due to the holiday, those transactions will not post until Tuesday, January 3, 2017.

 

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