Welcome to Farmers & Merchants State Bank

Today’s Rates 

Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.625% 3.697% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.375% 3.475% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.000% 3.128% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.000% 3.186% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.390% 2.390% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
2.250% 3.856% 0%

 

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Assumptions: The above rates assume you are purchasing a property, with a loan amount of $150,000 and an estimated property value of $250,000. The assumed credit score is 740.

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GREAT HOME
EQUITY RATES!

Rate APR Points
2.390% 2.390% 0%

See Assumptions

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