Welcome to Farmers & Merchants State Bank
Today’s Rates
Conventional
30 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 3.000% | 3.070% | 0% |
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20 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 2.750% | 2.848% | 0% |
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15 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 2.375% | 2.501% | 0% |
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10 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 2.375% | 2.559% | 0% |
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Home Equity
Home Equity Line of Credit Special
| Rate | APR | Points | 2.250% | 2.250% | 0% |
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Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Apply Now to input your actual loan details.
