• Use Your Home Equity & ESCAPE!

    Use Your Home Equity & ESCAPE!

    Rates as low as 2.75% APR*

    APPLY NOW!
  • Great LOW Home Loan rates are still here!

    Great LOW Home Loan rates are still here!

    Act NOW while rates have dropped!

    APPLY NOW!
  • It's a recession proof paycheck!

    It's a recession proof paycheck!

    REVERSE CERTIFICATE OF DEPOSIT

    LEARN MORE
  • ClickSWITCH

    ClickSWITCH

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  • You Have Dreams. We Can Help.

    You Have Dreams. We Can Help.

    Fill out our personal loan application to help finance your dreams.

    APPLY NOW!

Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.125% 3.195% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.000% 3.099% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.625% 2.752% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.625% 2.810% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.750% 2.750% 0%

 

Apply Now

Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.

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home loan rates!

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