Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.375% 3.421% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.25% 3.314% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.625% 2.706% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.625% 2.744% 0%

 

Home Equity

2.39% Home Equity Line of Credit
Rate APR Points
2.39% 2.39% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
1.1% 2.92% 0%

 

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Assumptions: The above rates assume you are purchasing a property, with a loan amount of $150,000 and an estimated property value of $250,000. The assumed credit score is 740.