• Use Your Home Equity & ESCAPE!

    Use Your Home Equity & ESCAPE!

    Rates as low as 2.250% APR*

    APPLY NOW!
  • Great LOW Home Loan rates are still here!

    Great LOW Home Loan rates are still here!

    Are you still waiting?

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Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.625% 2.694% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.500% 2.597% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.375% 2.501% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
2.375% 2.559% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.250% 2.250% 0%

 

Apply Now

Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.

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COVID-19   UPDATE 10.27.2020

OUR BANK LOBBIES ARE CLOSED UNTIL FURTHER NOTICE.

PLEASE USE THE DRIVE-THRU, WALK-UP IN WATERLOO, SCHEDULE AN APPOINTMENT or try our technology.

WE DO HAVE FREE MASKS AVAILABLE FOR APPOINTMENTS, IF NEEDED.

STAY HEALTHY. STAY SAFE. THANK YOU!

p.s. We do have online banking, mobile banking, mobile deposit and telebanc options available.  We are more than happy to help you with one-on-one training. Call to schedule some training time today. We can help!

 

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