Welcome to Farmers & Merchants State Bank
Today’s Rates
Conventional
30 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 3.125% | 3.195% | 0% |
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20 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 3.000% | 3.099% | 0% |
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15 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 2.625% | 2.752% | 0% |
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10 Year Fixed Rate - Serviced by F&M State Bank
| Rate | APR | Points | 2.625% | 2.810% | 0% |
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Home Equity
Home Equity Line of Credit Special
| Rate | APR | Points | 2.250% | 2.250% | 0% |
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Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Apply Now to input your actual loan details.
