• The time is NOW for great home loan rates!

    The time is NOW for great home loan rates!

    Act NOW while rates have dropped!

    APPLY NOW!
  • Prime Power CD

    Prime Power CD

    Discover a NEW and UNIQUE strategy for investing

    LEARN MORE
  • Open your account online today!

    Open your account online today!

    We're more convenient than your corner bank

    SIGN UP TODAY
  • Use Your Home Equity Now!

    Use Your Home Equity Now!

    Rates as low as 3.50% APR*

    APPLY NOW!

Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
4.000% 4.074% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.750% 3.852% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.630% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.688% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
3.500% 3.500% 0%

 

Apply Now

Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.

Close

The time is now for great

home loan rates!

Act NOW while rates have dropped!

Call 1-888-478-2181 or APPLY NOW!

Don't show again, close and continue »