Welcome to Farmers & Merchants State Bank

Today’s Rates 


Conventional

30 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
4.000% 4.074% 0%
20 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.625% 3.726% 0%
15 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.630% 0%
10 Year Fixed Rate - Serviced by F&M State Bank
Rate APR Points
3.500% 3.688% 0%

 

Home Equity

Home Equity Line of Credit Special
Rate APR Points
2.990% 2.990% 0%

 

Construction

Construction Loan - Serviced by F&M State Bank
Rate APR Points
2.500% 4.098% 0%

 

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Assumptions: To review loan assumptions associated with the above Rate/APR, please click on Rate or APR displayed, otherwise select Personalized Quote to input your actual loan details.