Category: Mortgages

Considering buying a home this fall? Compare Wisconsin market conditions, seasonal tradeoffs, monthly costs, and signs that you may be ready.

Learn how taxes, insurance, and an escrow shortage can change your mortgage payment, plus what Wisconsin homeowners should review next.

Wondering if it’s time to downsize? Learn 7 signs you may be ready and how to plan your next move with help from F&M Bank.

Wondering what credit score you need to buy a house? Learn how credit affects home loans and why your full financial picture matters.

Refinance smarter in 2025. See current Wisconsin rates and learn how homeowners in Lake Mills, Waterloo, and Marshall are saving big.

If you’re a first-time buyer or just need a quick refresher, find out what every homeowner should know about insurance and property taxes.

financial literacy, homeowners insurance, property taxes

Thinking of building your dream home in Wisconsin? We’ve rounded up 6 of the best places in Southern Wisconsin to make it happen. Check out the list and see which town is for you.

cambridge, construction loans, home loans, jefferson, lake mills, madison, moving, waterloo, wiconsin

Don't let escrow confusion hold you back! Our latest blog post breaks down everything you need to know about escrow and how it can give you peace of mind. Check it out!

escrow, escrow account, faqs, guide, terms, tips

Dreaming of buying a home in 2025? From budgeting and making offers to understanding escrow (what is escrow anyway?), our latest guide breaks it all down.

escrow, HELOC, home, home equity, mortgage

Are you a first-time homebuyer in Lake Mills, WI? If so, keep reading to learn more about the first-time homebuying process, essential tips to follow, and discover how Farmers & Merchants State Bank’s local lending expertise can help.

first-time homebuyer, homebuyers, lake mills, lenders, local, mortgage