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Construction Loans

Build Your Dream Home to Your Exact Specifications

If you have a vision for what your dream home will include, it can be frustrating when the housing market doesn’t have a home that matches your vision. A construction loan is the ideal solution that will allow you to finance and pay for the construction costs associated with building your dream home from the ground up. The construction loans at Farmers & Merchants State Bank can be used to cover things like:

  • Lot purchase
  • Building materials
  • Labor costs for contractors
  • Permits and inspections

Once your home is built, you have options. You can either pay off the loan or convert it into a traditional mortgage loan, which allows you to begin repaying the principal balance and interest over the established term.

Learn More About Construction Loans at Farmers & Merchants State Bank

If you’re interested in a construction loan from Farmers & Merchants State Bank, you can browse our current rates and start an application by visiting our mortgage web center.

Mortgage Web Center

Meet Our Lenders

Nicki Kelly

Nicki Kelly

VP Consumer Banking - Director of Marketing, Mortgage Loan Officer NMLS ID#2112621

Division: Mortgage Lending

Location: Lake Mills

Phone: (920) 478-7015

Contact Me See My Bio
Brad Chadwick

Brad Chadwick

VP, Branch Manager, Mortgage Loan Officer | NMLS ID#615931

Division: Mortgage Lending

Location: Marshall Office

Phone: (608) 655-1470

Contact Me See My Bio

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