Annual Reports

Statement of Condition

Please read through Farmers & Merchants State Bank’s annual reports to learn more about the bank’s assets, income, liabilities and more.

• 2025 Annual Report
• 2024 Annual Report
• 2023 Annual Report
• 2022 Annual Report 
• 2021 Annual Report 
• 2020 Annual Report
• 2019 Annual Report
• 2018 Annual Report
• 2017 Annual Report
• 2016 Annual Report
• 2015 Annual Report