If you have an interest in banking, and you believe in our philosophy of being our customers Partner for Life, you may want to join the Farmers & Merchants State Bank team. Please browse through the available job opportunities. If you are interested, please fill out our application.
Drop it off or mail it to Human Resources, PO Box 96, Waterloo, WI 53594. Or, you can email a copy to [email protected].
We offer great salaries and incentives. In addition we offer a benefit package that includes vacation, sick, 401K plan with a generous contribution match, health, dental and life insurance and more!
Universal Banker
As a Universal Banker I, you'll play a key role in delivering exceptional customer service while helping customers with their everyday banking needs. This position combines the responsibilities of both a Teller and Personal Banker, allowing you to build meaningful customer relationships, assist with account services, and connect customers with financial solutions that fit their goals.
- Provide friendly, accurate, and efficient customer service.
- Process customer transactions, including deposits, withdrawals, payments, and check cashing.
- Open and service checking, savings, and other deposit accounts.
- Assist customers with online banking, mobile banking, debit cards, wires, and other banking services.
- Identify customer needs and recommend appropriate bank products and services.
- Refer customers to lending, financial services, and other bank specialists when appropriate.
- Maintain compliance with banking regulations, policies, and procedures.
- Support branch operations and contribute to a positive team environment.
- Participate in community events and represent F&M State Bank in the communities we serve.
Asst. Vice President – Mortgage Loan Officer
Develops, manages, and services all of the financial needs of an assigned loan portfolio. Enhances relationships by cross-selling the bank’s products and services. Develops new relationships from referrals and outside calling efforts. Provide lending services relating to the extension of primarily consumer credit to Bank’s customers in accordance with established Bank policies. Effective customer-service-oriented performance, professionalism and trustworthiness required to maintain company image. Actively supports management and organizational goals by focusing on Farmers & Merchants State Banks core values and purpose.
- Interviews and counsels prospective loan customers including explaining loan options (rates, types of loan options, repayment lengths).
- Verify customer credit by completing appropriate credit checks and performing financial ratios to determine if customer is a credit risk.
- Determine if customer should be advanced loan credit.
- Prepares appropriate documentation substantiating decisions to advance credit.
- Prepares documentation recommending a decision to advance credit.
- Coordinates loan processing including preparing documentation necessary for approved loan requests.
- Ensure that bank loan policies are adhered to.
- Responsible for collection activities relating to delinquent loans.
- Recommend action to be taken including prepare letters, notices and filing small claim court actions, as well as replevin and foreclosure proceedings.
- Responsible for keeping up to date on secondary market guidelines, as well as keeping all Lenders informed of same.
- Assist in training of new mortgage lenders.
- Review pricing of secondary market loans with Senior Lender.
- Participate in Officer call program, with the primary goal of developing and maintaining more in-depth relationships with both customers and prospects to enhance the overall banking experience, through cross-sales, financial counseling, referrals and adherence to the core values of F&M.
