Holiday Closure Notice:

In honor of Memorial Day, Farmers & Merchants State Bank will closed 05.25.2026. Reminder, customers can manage their accounts 24/7 with our F&M app or online banking.

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Community Involvement

Serving Waterloo and Marshall

As a community bank, Farmers & Merchants State Bank takes great pride in working to make the communities we serve better. We work to provide Waterloo, Marshall and the surrounding communities with opportunities to learn more about our financial offerings, and our staff are active members of the communities. We support causes like:

Q2 – 2026

Secure & Shred - 2026 

Join our shred event to safely and securely dispose of sensitive documents! With the help of Pellitteri's industrial paper shredder, community members were able to shred up to three boxes or bags (50 pounds or less), all while supporting a great cause.

Proceeds from the event benefited the Jefferson County Humane Society, helping care for animals in need — and that’s something we can all feel good about.

  • Lake Mills Branch: Saturday, May 16 8-10am 
  • Waterloo Branch: Thursday, May 21 2-4pm

Click HERE to learn more

Learn More About Farmers & Merchants State Bank

If you’d like to learn more about Farmers & Merchants State Bank’s community involvement, or you’d like to tell us about a cause you think we can help with, please call us at 1-888-478-3007.

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