Holiday Closure Notice:

In honor of Juneteenth, Farmers & Merchants State Bank will closed 06.19.2026. Reminder, customers can manage their accounts 24/7 with our F&M app or online banking.

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Community Involvement

Serving Waterloo and Marshall

As a community bank, Farmers & Merchants State Bank takes great pride in working to make the communities we serve better. We work to provide Waterloo, Marshall and the surrounding communities with opportunities to learn more about our financial offerings, and our staff are active members of the communities. We support causes like:

Up and Coming F&M Events 

Estate Planning & Will Workship 
Tuesday, June 30th at 5:30pm

Join F&M State Bank and Attorney Griggs for an informative evening at Shirley's Saloon in Marshall.

Estate planning doesn't have to be intimidating. Enjoy some great food, a glass of wine, and a relaxed conversation about how to protect your family, assets, and wishes for the future.

Topics will include:
✅ Wills & Trusts
✅ Powers of Attorney
✅ Estate Planning Basics
✅ Common Mistakes to Avoid
✅ Protecting What Matters Most

Whether you're just getting started or need to update your current plans, this workshop is a great opportunity to learn from a local attorney and get your questions answered.

Admission is free, but space is limited. RSVP today! 

Click HERE to learn more and RSVP 

Estate Planning & Will Workship 

Learn More About Farmers & Merchants State Bank

If you’d like to learn more about Farmers & Merchants State Bank’s community involvement, or you’d like to tell us about a cause you think we can help with, please call us at 1-888-478-3007.

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