Business Checking Accounts

Easily Access Funds for Your Business

There are times when you need to make quick purchases for your business. Whether it’s to get an essential piece of equipment or make sure your staff gets paid, a business checking account from Farmers & Merchants State Bank is a great way to give yourself the flexibility you’re looking for when it comes to accessing your business’s funds.

commercial checking account

With our commercial checking account, you'll be able to make unlimited deposits with unlimited check-writing activity. There is a $100 minimum opening balance requirement, and you can receive an earnings credit with this account.

Small business checking account

This account allows you 100 free transactions per month and is perfect for those who don’t have a lot of account activity during the month. This account has a $100 minimum opening balance requirement.

Business interest checking account

Allow your money to grow with interest while maintaining the access you need whenever you need it. With a $100 opening balance, this account is available to businesses, non-profit organizations and select government entities.

zero balance accounts

This disbursement account allows you to write checks, even as the balance of the account is maintained at zero. Funds are automatically moved from the main account to cover incoming items as checks clear. When used with a Sweep Account, you can use idle funds while employee checks go through the bank clearing system.

Learn More About Business Checking Accounts

The staff at Farmers & Merchants State Bank is ready to help you learn more about which checking account is right for your business. Call us at 1-888-478-3007 to learn more.