
Financing for Your New Vehicle
Purchasing a new vehicle is always exciting. Whether you’re shopping for a brand-new vehicle or a used vehicle that only needs to get you from Point A to Point B, Farmers & Merchants State Bank can provide you with an auto loan to finance the purchase of the vehicle. Your loan's terms and rate are based on the age and type of vehicle. Our auto loans can be used to purchase:
- Cars
- Trucks
- SUVs
- Motorcycles
- ATVs
- Boats
- Recreational Vehicles
Get started by clicking the button below to complete Farmers & Merchants State Bank’s loan inquiry form.
Meet Our Lenders

Rachel Geise
Assistant Vice-President of Consumer Banking
NMLS: 1105081
Divisions: Personal Bankers, Universal Banking
Location: Waterloo Office
Phone: (920) 478-7012
Rachel Geise
Rachel started on her journey at Farmers & Merchants State Bank back in 2001 as a teller. Over the years, She has mastered various roles, growing from a personal banker to a Universal Banker 2, finally arriving at her current position as Assistant Vice-President of Consumer Banking. It's been an incredible journey of growth and learning within this institution.
Outside the world of banking, Rachel’s heart lies in music. Whether it's enjoying a concert, hitting the dance floor, or belting out tunes at karaoke, count her in. Quality time with her sister and closest friends is invaluable. From cheering on sports teams to relaxed card games, every moment they spend together is filled with laughter and connection.

Sandra Carlson
Assistant Branch Manager - Marshall
NMLS: 2516801
Divisions: Personal Bankers, Universal Banking
Location: Marshall Office
Phone: (608) 655-3451
Sandra Carlson
Sandra joined Farmers & Merchants State Bank over two years ago as a Universal Banker I and quickly advanced to her current role as an Assistant Branch Manager & Universal Banker II. Her natural curiosity, passion for learning, and commitment to serving others helped her grow within the bank.
Sandra loves getting to know the customers who walk through the door—not just helping with their banking needs, but hearing about their lives, families, and even their pets. It’s these everyday conversations that make her role especially rewarding.
She enjoys participating in community events through the bank, which allows her to connect with and give back to the people she sees every day.
Outside of work, Sandra enjoys spending time with her husband and kids, hiking, reading, and tending to her plants. When the weather is nice, you’ll likely find her out on the water or soaking up the outdoors with friends and family.