Holiday Closure Notice:

In observance of Independence Day, Farmers & Merchants State Bank will be closed on Saturday, July 4, 2026. Remember, you can manage your accounts anytime with the F&M Mobile App or Online Banking—available 24/7. We wish you a safe and happy 4th!

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Category: Deposit Accounts

Young couple organizing their receipts and finances at the kitchen table

April 1, 2026

Certificate of Deposit Deposit Accounts

Where Should You Keep Your Money in 2026? Checking vs. Savings vs. CDs

This simple 2026 guide breaks down when to use checking, savings, and CDs, so your money is easier to manage and easier to feel good about.

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Achieving Financial Wellness with F&M Holiday Savings Accounts

November 14, 2023

Deposit Accounts Savings

Achieving Financial Wellness with F&M Holiday Savings Accounts

In today's fast-paced world, it's easy to get caught up in the whirlwind of expenses, especially when it comes to holiday shopping. However, financial wellness is all about making thoughtful decisions today to secure a brighter future tomorrow.

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