Holiday Closure Notice:

In observance of Independence Day, Farmers & Merchants State Bank will be closed on Saturday, July 4, 2026. Remember, you can manage your accounts anytime with the F&M Mobile App or Online Banking—available 24/7. We wish you a safe and happy 4th!

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Tag: savings

Back-to-School Savings: Why Every Kid Needs a Youth Savings Account This Year
Back-to-School Savings: Why Every Kid Needs a Youth Savings Account This Year

Teach kids smart money habits with a Youth Savings Account — perfect for saving birthday cash, first paychecks, and more.

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back to school, kids, savings, students, youth savings, youth savings account

Stack of gifts with greenery on the left and scissors and twine on the right
Gift-Giving on a Budget: Thoughtful and Affordable Ideas for All Ages

Thoughtful gifts help build stronger relationships, lasting memories, and are budget-friendly! Discover the power of thoughtful gift-giving and save money with our holiday savings account.

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gift giving, holidays, lake mills, savings, savings account, tips and tricks

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