888-478-3007 Waterloo - Marshall, WI

Online Banking

Online & Mobile Banking

Bank From Anywhere

Technology is constantly changing, and Farmers & Merchants State Bank is here to accommodate those changes to help you continue to get the best banking experience possible. We offer online and mobile banking services that allow you to access your accounts using your desktop or laptop computer or phone.


The fast, safe and free way to switch your direct deposits, automatic payments to your new checking account.  Call 888-478-3007 and we will help you get started today.  Click here to learn more!

online banking

Farmers & Merchants State Bank’s online banking services allow you to securely access your account from anywhere with an Internet connection. With online banking, you’ll be able to check your account balances, view transaction history, transfer funds between accounts and much more.

Signing up for our online banking services allows you to access a variety of services, including:

  • Online Bill Pay: Set up one-time or recurring payments to make sure you don’t miss a payment on your bills. Learn more about Online Bill Pay by checking out the tutorial below.

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  • Direct Deposit: Get your paycheck deposited directly into your savings or checking account to get your money faster.
  • E-Statements: Your account statements will be securely emailed to you, eliminating the need for paper statements.

Mobile Banking

These days, we use our smartphones to get a lot done. Farmers & Merchants State Bank recognizes that, and we offer a mobile banking app to allow you to bank from anywhere that you are connected to your mobile network. Our mobile app allows you to:

  • View personal account balances
  • Transfer funds between accounts
  • Deposit checks
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You can download the Farmers & Merchants State Bank app for your Apple or Android device by clicking the button below.

iTunes StoreGoogle Play Store


You have access to automated checking, savings or loan information 24/7 with Telebanc from Farmers & Merchants State Bank.

For your convenience, the following options are available by dialing 1-800-550-4550.

  • Deposit Account Information – Get information on our checking or savings accounts
  • Transfer funds between accounts
  • Loan Account Information – Get information on your payments, interest, escrow and payoff.
  • Change your PIN

To get started:

  1. You will need access to a touch tone phone.
  2. The first time you access the system, you will need your account number.  Your PIN (Personal Identification Number) is the last four digits of your Social Security Number (for personal accounts) or the last four digits of your company’s Tax Identification Number (for business accounts).  You will be required to change your PIN to a four digit number of your choice.

If you have questions or need assistance, contact a Customer Service Representative in person or call 1-888-478-3007.

Enroll in Online or Mobile Banking Today

If you have questions about the services available to you with Farmers & Merchants State Bank , call us at 1-888-478-3007 or stop in at one of our offices to speak with our staff.