Meet Our Staff

Farmers & Merchants State Bank

The staff at Farmers & Merchants State Bank is here to help provide you with the best banking services available. Our Board of Directors helps determine the direction of the bank, and considers what will be best for the communities we serve. Please take a moment to browse through our staff so you know who you’re speaking with when you stop by our offices.

  • Waterloo Office

  • William E. Campbell

    William E. Campbell

    President & CEO | NMLS ID#615943

    Location: Waterloo Office Division: Executive Officers Phone: (920) 478-7003 Get in touch with me

    William (Bill) Campbell has been with Farmers & Merchants State Bank since 2001 and has served as the President and CEO since 2006. Since starting in the banking industry in 1983, he has personally assisted customers in a variety of roles including teller, personal banker & VP Retail Banking just to name a few. 
    He takes great pride in the development of the bank team and ardently supports F & M bank’s core purpose to be a financial Partner For Life and the mission to enrich financial lives with full service products and superior service.
    When not at the bank or on a lake fishing, Bill enjoys spending time with his wife, Brenda and their terrier, Banjo.


  • William Hogan, CPA

    William Hogan, CPA

    Executive Vice President & CFO

    Location: Waterloo Office Division: Executive Officers Phone: (920) 478-7007 Get in touch with me

    William Hogan, CPA has been a member of the F & M team since 2004. In his role as Executive VP and Chief Financial Officer, William is responsible for making sure the bank’s resources are used wisely, from basic office supplies to monitoring the bank’s treasury management.
    William resides in Waterloo with his faithful companion Enzo, a golden retriever. William and Enzo can be found on hiking trails in Wisconsin on weekends. He is a graduate of Illinois State University and remains a Red Bird fan. He enjoys UW Hockey and also cheers for the Green Bay Packers and Milwaukee Brewers. He is a member of Toastmasters and is a distinguished toastmaster which is the highest award the club bestows.


  • David Stronach

    David Stronach

    Senior Vice President, Commercial Lending | NMLS ID#615941

    Location: Waterloo Office Division: Executive Officers Phone: (920) 478-7000 Get in touch with me

    David (Dave) Stronach has been a leader on the F & M team since 2002. As Senior VP of Commercial Lending, David oversees the bank’s lending staff. As a financial Partner For Life he has developed relationships with the business community by providing financing solutions to local business owners.
    Dave is an avid sports fan and cheers for ALL the major teams from Wisconsin specifically the Green Bay Packers, Milwaukee Brewers and the UW Badgers (and he has the team-wear to proudly prove it!)


  • Marshall Office

  • Kim E. Abraham

    Kim E. Abraham

    Vice President, CMO & Branch Mgr.

    Location: Marshall Office Division: Executive Officers Phone: (608) 655-1628 Get in touch with me

    Kim Abraham currently serves as the bank’s Chief Marketing Officer and Marshall Bank Manager. Since 2002 she has enjoyed working on traditional marketing as well as a variety of marketing projects and special events like the annual bank calendar photo contest, customer newsletter, Facebook and Marshall’s Main Street Mania. 
    Over the years Kim has developed some amazing relationships in the Marshall & Waterloo communities and currently is a director of the Marshall Area Business Association. Kim feels strongly that Community Banking is the best banking option for our small towns and businesses because “when we work together, everybody wins!”


  • Scott Cochems

    Scott Cochems

    Senior Vice President, Commercial Lending | NMLS ID#1084068

    Location: Marshall Office Division: Commercial Lending Phone: (608) 655-1473 Get in touch with me

    Scott Cochems joined Farmers & Merchants State Bank in 2011 and has more than 20 years of commercial lending experience. As Senior Vice President of Commercial Lending, Scott is responsible for new business development and growing and maintaining the bank’s commercial loan portfolio while remaining a resource for local business owners.  Scott furthered his education by graduating from the Graduate School of Banking at UW Madison in 2015. Scott is also an active member of his community’s Rotary.
    Scott was born and raised in the Madison area, which gives him a great understanding of that local market.  Scott enjoys the outdoors and cheering for the state’s sports teams.


  • Waterloo Office

  • Laurie Frey

    Laurie Frey

    VP Operations

    Location: Waterloo Office Division: Operations Phone: (920) 478-7004 Get in touch with me

    Laurie Frey has been in a bank operations since 1976. With the constant changes to bank technology as it relates to data processing, Laurie’s hands-on expertise and close relationship with our data center has enabled her to help F & M staff and other fellow community bankers learn techniques to streamline processes. 
    Outside of the bank she assists the Waterloo Fire and EMS supporters and other local non-profits like the Marshall~Waterloo Food Pantry and Relay for Life. Laurie’s summer happy place is in Canada fishing with family and friends.


  • Marshall Office

  • Brad Chadwick

    Brad Chadwick

    AVP, Mortgage Loan Officer | NMLS ID#615931

    Location: Marshall Office Division: Mortgage Lending Phone: (608) 655-1470 Get in touch with me

    Brad Chadwick became a player on F & M retail team in 2007. He feels that his tenure has enabled him to understand the real meaning of being Your Partner For Life. He’s helped customers open their first Custodial/Youth account and checking accounts. He’s been able to help customers purchase vehicles and consolidate debt. He has mentored customers on how credit works and literally helped hundreds with the purchase or refinance of their homes. 
    Brad said that he is fortunate to share a customer’s excitement with them during their financial milestones.


  • Waterloo Office

  • Kyler Kabat

    Kyler Kabat

    AVP, Commercial Loan Officer | NMLS ID#1008823

    Location: Waterloo Office Division: Commercial Lending Phone: (608) 655-1632 Get in touch with me

    Kyler Kabat joined the bank in 2013 as a Mortgage Lender and has since transitioned into a Commercial Lending role. Working with consumers and business owners has given Kyler the work experience to embrace the meaning of “Partner For Life”. It has allowed Kyler to focus on both the customer’s individual and business goals to achieve their long term success. Kyler recently joined the board of directors of The Lake Mills Main Street Program.
    When away from the bank, you can find Kyler with his wife Jennifer and their two kids, cheering for the Badgers or hiking outside.


  • Cindy Anton

    Cindy Anton

    Human Resources Officer

    Location: Waterloo Office Division: Human Resources Phone: (920) 478-7011 Get in touch with me

    Cindy Anton has been with the bank since the fall of 2019. Prior to working in the banking industry Cindy dedicated herself to workforce development & coaching others to be their best and attain high levels of achievement throughout their careers. As the bank’s Human Resources Officer, Cindy continues to help develop our staff through every aspect of their financial career. She most recently accepted the position of Treasurer for the Waterloo Area Business Association.
    When not at work, Cindy spends as much time as she can camping and bowling with her husband and children. 


  • Jena Bleeker

    Jena Bleeker

    Loan Operations & Compliance Officer

    Location: Waterloo Office Division: Operations Phone: (920) 478-7016 Get in touch with me

    Jena Bleecker serves at F & M as their compliance officer which means that she gets to keep everyone in line! On a daily basis she keeps up with the ever-changing rules and regulations of the banking industry. She attends multiple seminars, forums and webinars to accomplish this. She also audits all the different departments of the bank to make sure that those regulations and our own internal procedures are followed. 
    To Jena, being your “Partner for Life” means that from your first job to retirement, F & M has products and services that will help you through all of life’s stages. When combined with the personal customer service experience found a smaller institution, this makes our bank the only financial “partner” you will need.
    In Jena’s free time you will find her relaxing by the lake with her husband and two kids at their cabin up north.


  • Nicki Kelly

    Nicki Kelly

    Business Development Manager NMLS ID#2112621

    Location: Waterloo Office Division: Mortgage Lending Phone: (920) 478-7015 Get in touch with me

    Nicki Kelly joined the F & M team during the first quarter of 2021 as Business Development Manager. She plans to provide exceptional client experience with financial solutions to meet our clients’ needs. Her goal is to inform, inspire and engage our communities by developing relationships that support our hometowns. With her focus on the client and doing the right thing, she will definitely make a positive difference as a financial Partner For Life.
    She brings 16 years of legendary customer service. Her accomplishments include receiving the Rising Star of Madison Award & Hamptonality Award by Hilton.
    Nicki is a local resident who grew up in our surrounding area. One of her favorite memories is going to Weiner & Kraut day with her family. 


  • F&M Mortgage

  • Kasondra (KC) Knuth

    Kasondra (KC) Knuth

    AVP/Mortgage Loan Officer | NMLS ID#1895231

    Location: F&M Mortgage Division: Mortgage Lending Phone: (920) 626-2815 Get in touch with me

    Kasondra (KC) Knuth has been a member of the F & M team for the past two years and was a key player in the opening of our Oconomowoc loan production office. She brings over 12 years of Mortgage Industry experience including servicing of mortgage loans, mortgage loan origination experience and was a licensed Real Estate Appraiser. Her extensive knowledge of the industry allows her to help customers become comfortable with the entire process.
    As a financial Partner For Life KC assists customers by assessing their overall financial goals and providing them with products to help achieve those goals. She provides excellent personalized service which brings a smile to her face every time she can help her customers succeed.
    KC has live in the Oconomowoc area for the past 14 years and raised 4 kids in this community – she says there is nothing more rewarding than watching her children grow into kind, confident & hardworking adults.


  • Marshall Office

  • Alicia Schimmel

    Alicia Schimmel

    Business Banking Coordinator/UB II NMLS ID#2045427

    Location: Marshall Office Division: Universal Banking Phone: (608) 655-1629 Get in touch with me

    Alicia Schimmel is our Business Banking Coordinator. She is responsible for overseeing business accounts and assisting business customers with their needs. As a financial business Partner For Life she specializes in our Business Online Banking, a product that enables business customers to access their business and personal accounts all in one place and provides the ability to use bill-pay, make deposits, use ACH and much more. 
    Alicia is also a member of the Marshall Area Business Association. When she’s not at the bank, she enjoys spending time with her husband and their two boys.


  • Waterloo Office

  • Autumn Rennhack

    Autumn Rennhack

    Lead Universal Banker

    Location: Waterloo Office Division: Universal Banking Phone: (608) 655-1468 Get in touch with me

    Autumn Rennhack has been a Universal Bankers for the bank since 2017 and assumed a lead role in December of 2019. She is fluent in retail products and is our expert in ID Theftsmart and ClickSwitch. During her time here she has helped in several events in the community school such as Marshall STEAM nights and Waterloo learning events. As part of the Marketing team she represented F & M during the Rivalry on the River events and has volunteered at the Marshall~Waterloo Food Pantry & Weiner & Kraut Day. 
    When Autumn is not at the bank she enjoys spending time with family, friends and her 3 dogs. She even bakes her own dog treats and brings them for our community dog lovers during the Relay for Life bake sales. 


  • Marshall Office

  • Stephanie Schimmel

    Stephanie Schimmel

    Lead Universal Banker

    Location: Marshall Office Division: Universal Banking Phone: (608) 655-1627 Get in touch with me

    Stephanie Schimmel shared that she feels that as part of the F & M family “Your Financial Partner For Life” means that we want every single customer to feel as though they are also a part of our bank family; we aspire to meet all the wants, needs and expectation that our customers have throughout their lifetime with us.

    In her current role as a lead on the Universal Banking ream she strives to be a great team player that helps anyway she can to make day-to-day work smooth and enjoyable. 
    Outside of work Stephanie enjoys capturing photos of life’s little moments, and snuggles with her handsome boy, Koopie (who’s a cat)!


  • Waterloo Office

  • Board of Directors

    Board of Directors

    Location: Waterloo Office Division: Board of Directors

    Standing from left to right:  William Hogan, Gene Davis, Terry Hellenbrand, Andrew Griggs and Terry Weisensel.  Seated from left to right:  James Beyer, William Campbell and Dr. Joe Arena.