Personal Banking

Handling Your Banking Needs with a Personal Touch

You are your own person, and you have your own list of priorities when it comes to what you need from a bank. Farmers & Merchants State Bank is here to meet those needs, and we offer the personal banking services you are looking for. With savings accounts, checking accounts, online banking, mobile banking and more, you can rest assured that we have you covered.

Savings Accounts

Build up your savings with an account that will help your money grow with interest, but will allow you to get your money when you need it.

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Checking Accounts

Browse through the different checking accounts available to you that can help you access your money quickly to make any transaction.

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Online & mobile Banking

Accomplish banking tasks quickly and easily from your desktop or laptop computer or by using your smartphone with our online and mobile banking services.

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Retirement Planning

Make sure you are taken care of when you’re ready to stop working. Our retirement planning services help your money keep working for you in your retirement.

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Personal Rate Sheet

View the interest rates available to you based on your account balances for various Farmers & Merchants State Bank deposit accounts.

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Other Personal Banking Services

Learn more about personal banking services we offer to make your banking experience as complete as possible.

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