F & M Mortgage

Meet our mortgage lenders, your home loan partners for life. Please contact them directly or, if you are ready to apply, click APPLY NOW.

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  • Waterloo Office

  • Brad Chadwick

    Brad Chadwick

    AVP, Mortgage Loan Officer | NMLS ID#615931

    Location: Waterloo Office Division: Mortgage Lending Phone: (608) 655-1470 Get in touch with me

    Brad Chadwick has done a little bit of everything since joining the bank in 2007. He currently is a mortgage lender and our Retail Bank Manager leading the Universal Bankers in both locations. He is responsible for helping customers purchase and refinance their homes, and can also assist with debt consolidation options.  He prides himself on providing exceptional one-on-one service which results in a stress-free experience.  His large referral network is evidence of his Partner For Life commitment to our team.  Family, friends and fishing are also important factors in his life outside of the bank!

  • Marshall Office

  • Kyler Kabat

    Kyler Kabat

    AVP, Mortgage Loan Officer | NMLS ID#1008823

    Location: Marshall Office Division: Mortgage Lending Phone: (608) 655-1632 Get in touch with me

    Joining the Farmers & Merchants State Bank in 2013, Kyler Kabat currently serves as one of the bank’s mortgage originators. In that role, Kyler is responsible for helping bank customers find the mortgage option that will help them afford their dream home. Kyler recently graduated from Madison College with a degree in Finance.

    Kyler married his wife, Jennifer, in 2014 and he is close with his parents and brother, Kaden. Kyler loves sports, especially the Badgers, and the outdoors where he enjoys camping, hiking and spending time on the water. Kyler is also an active member of the Lake Mills Rotary Club

  • F&M Mortgage

  • Kasondra (KC) Knuth

    Kasondra (KC) Knuth

    Mortgage Loan Originator | NMLS ID#1895231

    Location: F&M Mortgage Division: Mortgage Lending Phone: (920) 626-2815 Get in touch with me

    Kasondra (KC) Knuth worked with the Farmers & Merchants State Bank team in the early 2000's as a Mortgage Loan Originator and Consumer Lender and has joined the team again in 2019!  KC, a Mortgage Loan Originator, is responsible for helping bank customers find the mortgage option that will best fit their needs and help them achieve their goals.  KC prides herself on helping customers clearly understand the overall home buying process.

    Kasondra brings over 10 years of Mortgage Industry experience including servicing of mortgage loans, previous Mortgage Loan Origination experience as well as having been a Licensed Real Estate Appraiser.  Her extensive knowledge of the industry allows her to help her customers become comfortable with the process.

    KC and her husband Bruce have been married 22 years and have three sons, Drew, Ian and Max and one daughter, Miranda.  Her family lived in Marshall for ten years.  Due to a career relocation for her husband, she now resides in Oconomowoc, WI.  She is excited to bring the Farmers & Merchants State Bank name to the community of Oconomowoc!

    Kasondra enjoys spending time at community events, is a member of the Oconomowoc Newcomer and Neighbors Club and Oconomowoc Chamber of Commerce.  She has volunteered in many ways in the Oconomowoc Area School district including the classroom, coaching and Chairing committees who coordinate events for the district.  She and her husband love attending their children's sporting events and academic extra-curricular events.  She is a huge baseball fan - GO BREWERS!