Career Opportunities

Jobs at  Farmers & Merchants State Bank

If you have an interest in banking, and you believe in our philosophy of being our customers Partner for Life, you may want to join the Farmers & Merchants State Bank team. Please browse through the available job opportunities. If you are interested, please fill out our application. 

Drop it off or mail it to Human Resources, PO Box 96, Waterloo, WI  53594.  Or, you can email a copy to [email protected].

We offer great salaries and incentives.  In addition we offer a benefit package that includes vacation, sick, 401K plan with a generous contribution match, health, dental and life insurance and more!       

Credit Analyst   $50,000 - $60,000 Annual Salary 

Develops, manages, and services all of the financial needs of an assigned loan portfolio. Enhances relationships by cross-selling the bank’s products and services. Develops new relationships from referrals and outside calling efforts. Provide support to commercial loan department.  Effective customer-service-oriented performance, professionalism and trustworthiness required to maintain company image.  Actively supports management and organizational goals by focusing on Farmers & Merchants State Banks core values and purpose.  

• Assist in the analysis of borrower and guarantor financial data and tax returns and make appropriate qualitative analysis assessments
• Make recommendations to commercial lenders for approval and terms
• Verify customer credit by completing appropriate credit checks and performing financial ratios to determine if customer is a credit risk.
• Prepares appropriate documentation substantiating decisions to advance credit.
• Coordinates loan processing including preparing documentation necessary for approved loan requests.
• Schedule appraisals.
• Provide ongoing loan portfolio administration and support
• Ensure that bank loan policies are adhered to.
• Computer competency specifically in Excel and Microsoft Word
• Participate in Officer call program, with the primary goal of developing and maintaining more in-depth relationships with both customers and prospects to enhance the overall banking experience, through cross-sales, financial counseling, referrals and adherence to the core values of F&M.

Universal Banker   $17 - $18/hour 

Universal Banker will perform the full range of Teller and Personal Banker duties.  Responsible for delivering extraordinary service to both internal and external clients.  Primarily responsible for building and retaining relationships with current and prospective clients, promoting all bank products and services and responding to simple and complex customer inquiries or service requests.  Assist customers with their deposit needs to include opening and closing of deposit accounts and services.  

• Ability to talk with others to convey information effectively
• Knowledge of methods for showing, promoting and selling of products or services
• Superior customer relationship building skills
• Comfortable with technology
• Good organizational skills
• Must be available to work in a flexible schedule Monday through Saturday
• Ability to function in a team environment
• Strong commitment to personal growth, learning and success
• Detail oriented and ability to follow established policies and procedures
• Previous experience in banking and financial markets a plus