*This is a limited time offer. Some restriction may apply. Offer is limited to owner occupied properties with loan-to-value ratios of 90% or less. Offer is subject to credit approval and current property evaluation. The rate in effect after the 6-Month introductory period is adjusted the first of each month and is determined by the Wall Street Journal Prime rate as published in the Midwestern Wall Street Journal Publication. The annual percentage rate will increase by .25% without automatic payment deduction. Minimum annual percentage rate is 5%. Maximum annual percentage rate is 18%. Offer applies to new home equity lines of credit and increases of $10,000 or more on existing lines. An early termination fee of $250 may apply. Other rates and terms available. Consult your tax advisor on interest rate deductibility.