Farmers & Merchants State Bank -- Your Partner For Life

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Business Retirement Planning

No matter what type of business you have - whether you're a sole proprietor, partner, owner of an incorporated or unincorporated company - you'll find that a retirement plan offers benefits you can't afford to pass up.

Business Benefits

Business may receive tax credits and other incentives for starting a plan
A retirement plan can attract and retain better employees, and consequently reduce new employee training costs.
Employer contributions are tax deductible
Assets in the plan grow tax-free
Assets grow with compounding interest

At Farmers & Merchants we offer retirement plans that give small businesses flexibility and control as well as, easy administration and low costs. Our certified Financial Planner, Jeff Guse can help you choose the plan that's best for you and your business.

We offer:

SEP
Simple IRA
Payroll Deduction IRA
401(k)
Profit-Sharing
Roth 401(k)

Our local service sets us apart from the competition. Other providers may install your plan and move on, but Jeff Guse, CFP will be "Your Partner for Life."