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Remote Deposit

How efficient is your accounts receivable operation?

With remote deposit you can help streamline the deposit process. With Farmers & Merchants State Bank Remote deposit checks can be scanned and captured at your location then electronically send to bank for deposit. Remote deposit eliminates costly trips to the bank and often increases availability of funds. Creation of detailed deposit slips is replaced by reports of scanned items often saving significant amount of processing time.

Remote Deposit Capture is a service which allows a user to scan checks and transmit the scanned images and / or ACH-data to the bank for posting and clearing. The basic requirements for an RDC service currently include a PC, an internet connection, a check scanner and a service provider such as the bank. Checks you receive at your location can be scanned to create a digital deposit. This digital deposit is then transmitted over an encrypted internet connection to Farmers & Merchants State Bank who then accepts the deposit, posts the deposit to your account and assigns availability based upon your availability schedule.

If you are interested in remote deposit please contact one of our commercial lenders.

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Farmers & Merchants State Bank
Waterloo - Marshall Wisconsin
1-888-478-3007

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