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| Personal Savings |
 A new house, a new car, an education or even retirement...whatever you may be saving for, we have the accounts to get you there! Saving money for the unexpected or saving for the future is one of the wisest things you can do. Our goal is to be Your Partner at whatever stage in life you are at by providing a variety of plans to fulfill your needs.
Personal Savings CLICK HERE FOR INFORMATION ON OUR FEES Our Personal Savings Account is a wonderful combination of benefits, great rates and convenience for our customers who are 18 years old or better.
**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.** -back to top- Money Market Savings CLICK HERE FOR INFORMATION ON OUR FEES Provides the features and flexibility of both a Savings account and a Checking account. The Money Market Savings Account allows you to earn market rates of interest and write checks off of your savings account (subject to federal and banking limitations).
**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.** -back to top- Prosperity Premium Savings CLICK HERE FOR INFORMATION ON OUR FEES Looking to earn more? Open a Prosperity Premium Savings Account and earn a higher rate of interest on your idle funds.
**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.** -back to top- Youth Savings CLICK HERE FOR INFORMATION ON OUR FEES It's never too soon to start saving. We believe strongly in our youth. We also believe that it is our responsibility to help children under the age of 18 learn the value of saving money and planning for the future.
**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.** -back to top- Holiday Savings CLICK HERE FOR INFORMATION ON OUR FEES Start saving before they start writing their letters to Santa. A holiday savings account is a convenient way to earn interest on your money and have it available for the holidays. Budget now for holiday expenses.
**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.** -back to top- Standard Features Each Farmers & Merchants State Bank Savings account offers all of the following:
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