Farmers & Merchants State Bank -- Your Partner For Life

Banking

Loans

Conveniences

Disclosures

Security Alerts

Personal Savings

Saving money for the unexpected or saving for the future is one of the wisest things you can do. Our goal is to be Your Partner at whatever stage in life you are at by providing a variety of plans to fulfill your needs.

Click here for a printable version of our savings brochure.

Personal Savings

CLICK HERE FOR INFORMATION ON OUR FEES

Regardless of your age, financial status or lifestyle, everyone needs a safe place to put their money and earn interest.

Interest paid quarterly
Safety and Liquidity

Our Personal Banker professionals are here to serve you and make your savings process as simple as possible. To find out more information about opening your Personal Savings call or e-mail one of our Personal Banker professionals today.

**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.**

-back to top-

Money Market Savings

CLICK HERE FOR INFORMATION ON OUR FEES

The Money Market Savings Account allows you to earn market rates of interest and write checks off of your savings account (subject to federal and banking limitations).

Interest Paid Monthly
Tiered premium rates for higher balances
Limited check writing privileges
Safety and Liquidity

Our Personal Banker professionals are here to serve you and make your savings process as simple as possible. To find out more information about opening your Money Market Savings call or e-mail one of our Personal Banker professionals today.

**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.**

-back to top-

Youth Savings

CLICK HERE FOR INFORMATION ON OUR FEES

We believe strongly in our youth. We also believe that it is our responsibility to help children under the age of 18 learn the value of saving money and planning for the future.

Interest paid quarterly
Low minimum balance

Our Personal Banker professionals are here to serve you and make your savings process as simple as possible. To find out more information about opening your Youth Savings call or e-mail one of our Personal Banker professionals today.

**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.**

-back to top-

Holiday Savings

CLICK HERE FOR INFORMATION ON OUR FEES

A holiday savings account is a convenient way to earn interest on your money and have it available for the holidays. Budget now for holiday expenses.

Interest paid annually
Checks sent annually on November 1st
Requires direct deposit or auto transfer

Our Personal Banker professionals are here to serve you and make your savings process as simple as possible. To find out more information about opening your Holiday Savings call or e-mail one of our Personal Banker professionals today.

**You will need Adobe Acrobat Reader to view the fee schedule. If you do not have Adobe you can click here to download a free copy of it.**

-back to top-