Logo logo
Internet Banking

Access ID:

Personal Services

Business Services

Home Loans Online

Retirement & Investments

Community

Specials

Security Alerts

Personal Checking

Farmer's & Merchants State Bank's commitment to provide the most complete service at the lowest possible cost is reflected in our checking account alternatives. Our hometown banking packages offer a combination of big bank service, great rates and convenience, right in your own backyard!
Click here for a printable version of our checking brochure.




Our Hometown Checking Package

CLICK HERE FOR OUR STANDARD CHECKING ACCOUNT FEATURES

Earn more on your deposits and pay less on your loans! Enjoy this and more with a free box of F & M checks annually.

Our Personal Banker professionals are here to serve you and make your checking process as simple as possible. To find out more information about opening your Our Hometown Checking Account call or e-mail one of our Personal Banker professionals today.

- back to top -




Our Hometown Advantage Checking Package

CLICK HERE FOR OUR STANDARD CHECKING ACCOUNT FEATURES

All the features and benefits of our Hometown Checking plus unlimited free personalized checks for a low monthly fee. Also includes Free Travelers Checks, Free Money Orders and Free Cashiers Checks!

Our Personal Banker professionals are here to serve you and make your checking process as simple as possible. To find out more information about opening your Our Hometown Advantage Checking Account call or e-mail one of our Personal Banker professionals today.

- back to top -




Our Hometown On The Horizon Checking Package

CLICK HERE FOR OUR STANDARD CHECKING ACCOUNT FEATURES

The best combination of benefits, great rates and convenience for people 50 years old or better. Enjoy all the features of Hometown Advantage and free personalized F&M style checks with $7,500 aggregate balance. (Loan discount does not apply)

Our Personal Banker professionals are here to serve you and make your checking process as simple as possible. To find out more information about opening your Our Hometown on the Horizon Checking Account call or e-mail one of our Personal Banker professionals today.

- back to top -



Free Checking

CLICK HERE FOR OUR STANDARD CHECKING ACCOUNT FEATURES

Regardless of your age, financial status or lifestyle, everyone needs a safe place to put their money.
  • No minimum balance requirement

  • No monthly service fee
  • Unlimited check writing
  • Check safekeeping

Our Personal Banker professionals are here to serve you and make your checking process as simple as possible. To find out more information about opening your Free Checking Account call or e-mail one of our Personal Banker professionals today.

- back to top -




Interest Checking

CLICK HERE FOR OUR STANDARD CHECKING ACCOUNT FEATURES

With an Interest Checking account your dollars work harder for you!
  • Low minimum balance requirement
  • Earns Interest
  • Unlimited check writing

Our Personal Banker professionals are here to serve you and make your checking process as simple as possible. To find out more information about opening your Interest Checking Account call or e-mail one of our Personal Banker professionals today.

- back to top -




Standard Checking Account Features

Each Farmers & Merchants State Bank personal checking account includes all of the following:
  • Free check safekeeping...we store your cancelled checks at no charge
  • Free Accelerated Internet banking featuring Check View and our on-line statement option
  • Free 24-hour telephone banking - Telebanc
  • Free Fast Access Debit Card
  • Free personalized financial plan
  • We will gladly coordinate all direct deposit transfers to your new checking account.



- back to top -



PERSONAL BANKING
CHECKING ACCOUNT COMPARISON

TYPE SERVICE FEE DAILY MIN MONTHLY AVG BAL MINIMUM OPENING DEPOSIT SAVINGS INVESTMENT MISC INFORMATION
OUR
HOMETOWN
Checking
$5 monthly fee if direct deposit not utilized $0 $0 $100 None 1 free box of F&M personalized checks per year
OUR
HOMETOWN
ADVANTAGE
Checking
$4 monthly service fee $0 $0 $100 None F&M personalized checks free
OUR HOMETOWN on the Horizon Checking No Monthly Fee $0 $0 $100 $7,500 F&M personalized checks free with $7,500 aggregate balance; Must be 50 years and older
FREE Checking No Monthly Fee $0 $0 $50 None Check Safekeeping
INTEREST Checking $6 monthly fee $1,000 $1,000 $1,000 None $.25 per debit if below min. balance

- back to top -

 
Find us on Facebook
Deluxe personal checks, business forms and checks

Member FDIC

Farmers & Merchants State Bank
Waterloo - Marshall Wisconsin
1-888-478-3007

Privacy Policy » Terms of Use » Contact Us » About Us » Locations
Personal Services » Business Services » Home Loans Online » Retirement » Community »
USA Patriot Act


Equal Housing Lender

©2010 Farmers & Merchants State Bank. All rights reserved. Powered by ProfitStars.